Employee Benefits

The Medical Industrial Complex Isn’t Broken. It’s Working Exactly as Designed.

Every week, another headline. Fully insured Americans — some of them clearing six figures — putting off having kids. Delaying the purchase of a house. Skipping ...

Read More

Employee Benefits

What is The medical-industrial complex,explained simply.

The medical-industrial complex is shorthand for how insurers, hospitals, and providers are structured to bill separately for a single episode of care: a monthly premium, a ...

Read More

Employee Benefits

Does Your Benefits Package Put Families in Line at the Food Pantry?

Here is a sobering thought: your benefits package might be putting employees on the food line. Out-of-pocket medical spending in the U.S. rose nearly 6% in ...

Read More

Employee Benefits

Why Do Healthcare Premiums Keep Rising

You’ve done everything you were supposed to do. Raised the deductible. Shopped the plan. Shifted more premium to employees. Sat through the broker presentation and made ...

Read More

Employee Benefits

Your Healthcare Benefits: How is That Working Out For You?

I read a great newsletter this week that made a point worth repeating. It said employers are sitting around waiting for their broker, their benefit consultant, ...

Read More

Employee Benefits

Why ARE Workers Earning $125,000 a Year Are Still Delaying Medical Care

When most people picture someone who can’t afford medical care, they imagine a minimum-wage worker without insurance. They don’t picture a project manager, a senior accountant, ...

Read More

Employee Benefits

Why Are So Many Americans Skipping Medical Care, Even When They Have Insurance?

Because the cost has become impossible to manage not just for the uninsured, but for working Americans with coverage, steady incomes, and families to protect. A ...

Read More